Essay Topics For Small Children - Tips For Writing Essays For Small Children

<h1>Essay Topics For Small Children - Tips For Writing Essays For Small Children</h1><p>Essay subjects for little youngsters are essential to assist them with building up their exposition composing abilities. As you may definitely know, youngsters as youthful as 3 years of age can form great articles. Along these lines, here are a few hints for composing article points for little children.</p><p></p><p>First of all, the paper themes for little youngsters ought to be fun and intriguing. Also, these should really be possible even without your youngster realizing how to compose. Simply don't place an excess of profundity in the theme, which they may experience difficulty with later on.</p><p></p><p>Just like some other kids, youngsters additionally have different preferences. Subsequently, simply ensure that the point doesn't seem exhausting and don't abuse the subject. It ought to consistently be fascinating and suitable for the youthful readers.</p><p></p><p>Second, article subjects for little youngsters must be unique and intriguing. It is ideal in the event that you have your very own portion thought however it is smarter to request that your youngster have something to expound on. At that point, you can utilize that theme in the essay.</p><p></p><p>Lastly, article subjects for little youngsters must be anything but difficult to peruse. Youngsters' ability to focus is shorter than grown-ups and they may battle a piece with perusing long expositions. In any case, you have to ensure that you make them read the entirety of the data that they need without dedicating more than one passage to each topic.</p><p></p><p>Essay points for little kids ought to be fun and intriguing. This is supposing that the kids are having a ton of fun with it, they will have the option to complete it snappier. In that capacity, the themes ought to be elegantly composed, organized and simpler to read.</p><p></p><p>A question to the children: Since article subjects for little kids require exploratory writing abilities, what would you be able to do to make this simpler? One extraordinary tip is to have your youngster ask you inquiries first. This permits you to conceptualize as you come. When you get your thoughts down, you should simply compose it down!</p><p></p><p>Essay themes for little youngsters are not hard at all and they should be possible even by kids who are only a couple of years old. These tips will make the procedure simpler for you and your kid and permit them to turn out to be increasingly certain about composing expositions in the future.</p>

Exchange rate movements and pegged currencies - Free Essay Example

INTRODUCTION Successful money requires both trust in the reliability of its issuer and a reasonable degree of stability in its value (Black, 1985). The US Dollar (hereon USD) replaced the Pound Sterling after World War II as the dominant world currency because of the size of the American economy, its global trade and its developed financial markets. The USD has been the benchmark for other national currencies after the breakdown of the Bretton Woods System in 1972 since then it has been the most important currency of the International Monetary System and no other currencies have so far been able to overtake its standing (Salvatore, 2000). The Euro was introduced on January 1, 1999, at the value of $1.176. The Euro has become the second most important international currency since its creation; it depreciated drastically against the dollar within one year from its introduction. This report will trace the movements of the USD against the Euro since the introduction of Euro in 1999 to date by explaining its movement during four major trends which are January 1999 to January 2002, February 2002 to December 2004, January 2005 to June 2007 during which it remained more or less stable and it has been highly volatile from beginning of the subprime crisis (mid 2007) till date. The Euro was launched at 1.176 Dollars on the 1st of January, 1999. Many observers and analysts predicted the Euro to appreciate against the USD, but as shown in figure 1, the Euro rose to a maximum of $1.1877 on January 4th and then depreciated by 39% in relative to the Dollar and reached an all time low value of 0.852 Dollar per Euro in October 20 00, which continued till June 2001 leading to an appreciation of the Dollar (Wong Khan, 2006). The depreciating value of the Euro persuaded The European Central Bank (hereon ECB) to raise interest rates seven times during, its borrowing rate from 4.75% to 2.5% and also had interfere in the foreign exchange market four times during November 1999 and October 2000 (Neaime Paschakis, 2002). Several studies have been conducted to explain this movement. The empirical analysis by Corsetti and Pesenti (2000) state that the high growth and interest rates in the US when compared to the Euro zone during the introduction of the Euro lead to an increase in the value of the Dollar relative to the Euro. This can also be supported by Merendith (2001), whose empirical study states that an increase in equity prices in the mid-1990s in US lead to increase in market capitalization in relative to its gross domestic product, increasing both consumption and investment which increased the demand of US D. An increase in demand caused the long term real interest rate to increase sooner than the short term real interest rate, since uncovered interest rate parity is one of the determinants of exchange rate, this lead to an appreciation of Dollar when compared to the Euro. Cohen and Loisel (2001), state that the tight fiscal policy imposed by Maastricht fiscal criteria and a loose monetary policy was also one of the reasons for low interest rate in the Euro zone which lead to the appreciation of the Dollar against the Euro. Neaime and Paschakis (2002) studied the effects on the differences between the US and Euro zone in respect to inflation rates, risk return opportunities, cyclical behaviour and trade and capital flows on the Dollar- Euro exchange rate, their results suggest that the appreciation of dollar from 1999 to 2000 can be explained by the positive shock to aggregate demand in the US during this time period. While Arestis et al (2002) states that, the diversified economic conditions of the Euro member countries lead to a weak economy in the zone due to which the Euro depreciated against the Dollar. But Musa (2001) argued that the weak base of the euro zone was not a reason for the depreciating euro, he stated that it was normal for a new currency to depreciate against the hard currencies such as the USD and Yen. He expected the Euro to become stronger after few years of its inception. The high social security payments, strict employment opportunities and the restrictions on working and opening hours in the Euro zone when compared to the American markets made companies to invest in the US during the introduction of the Euro, which lead to an appreciation of the Dollar (Neaime Paschakis, 2002). This can be supported by Felstein (1997b 2000) who states that euro may remain weak because of the structural rigidities in Europe economies. In this modern world, the more developed economy is likely to attract high return capital investments. The IMF report 2001 states that, the quick growth in the US long term investments such as equities, bonds and direct investments attracted high capital inflow into the US economy which lead to an appreciation in the Dollar value during this period. A study on the balance of payments data shows a rise in direct investment by Euro resident in the US during this time period. This can also be supported by several empirical studies which state that there is a significant relationship between capital inflows and exchange rates. The Dollar started to depreciate against the Euro from February 2002 to December 2004. The US economy lost its attractiveness after the September 11, 2001 terrorist attacks, due to which the stock markets declined, interest rates in the US fell to rates that not have been seen in the past 30 years, increase in US trade deficits and uncertainty about accounting practices. The war in Iraq contributed towards the depreciation of the USD (Mussa, 2005). On February 28, 2002 all national banknotes and coins in the Euro zone were withdrawn from use, this made Euro a store value and an exchange medium. This increased the challenge to the Dollar because in the long run, the Euro might be able to displace the USD and become the international reserve currency (Shams, 2005). Although the dollar was depreciating, its depreciation with the Euro was large when compared to other currencies. In 2004 the dollar dropped by 11% against the Euro while it dropped by only 5% against the Yen, this was because export-oriented Asian countries such as Japan were not prepared to allow their currencies to appreciate against the Dollar due to which European countries have to bear a disproportionate amount of the adjustment burden. This resulted in the dollars share in the foreign exchange market to fall from 94% in 1998 to 89% in 2004 (Carbaugh Hedrick, 2008). The Euro reached a height of 1.36$ in December 2004, caused by the purchasing power parity (PPP) of the euro zone which was 10% to 15% overvalued when compared to the USD. The GDP of the Euro zone was roughly three quarter of the US. All these factors prompted the Euro to become more attractive than the Dollar, which lead to a depreciation of the USD during this period (Mussa, 2005). The Dollar value remained more-or-less stable from the end of 2004 to the beginning of 2007, where the change in the value of dollar against the Euro was very minimal. The inflation rates in the Euro zone and the US was quite similar during this time period. The US current account deficit continued to increase despite the Dollar depreciation during the past few years, which implied the Dollar had to remain in the more-or-less same value against the Euro and depreciate further against the emerging Asian market, with a lesser extent to Japan to overcome this situation (Mussa, 2005). The movement of Dollar against the Euro has been very volatile from the beginning of the subprime crisis till date. Instability of the financial markets, interest rates cuts by the Federal Reserve (Galati Wooldridge, 2006), expansion in the US monetary policy which lead oversupply of dollars, all lead to a strong depreciation in the Dollar value during the second half of 2007 and the beginning of 2008. This also reduced capital investments in the US economy and lead to a deterioration in its store value. Also the euro zone started to grow faster and restore confidence. In 2002 the Euro was worth 86 cents, but by the end of March 2008, it was worth $1.54, the dollars value had dropped by 30% in 3 years (Carbaugh Hedrick, 2008). The crisis spread over the global economy during the second half of 2008.The Dollar was expected to drop rapidly when the Federal Reserve cut down interest rates between September to December 2008, but the reverse occurred and the Dollar appreciated drastically. This was because of the increase in net purchase of US treasuries, which are perceived as highly liquid and riskless compa red to US private securities. Even though the foreign demand for US assets was less during this period, the demand among Americans was high. Americans repatriated capital from abroad which lead to an increase in the demand of dollars when compared to its supply of dollars. The issue of international bonds in USDs for all countries fell by 40% compared to a global drop of international bonds by 15%, which lead to a drop in supply of dollar securities drastically when compared to the global supply of securities. The increase in the demand of the Dollar caused the Dollar to appreciate during this time period (Quere, 2009). The sudden drop in Dollar against the Euro during the last quarter of 2008, was due to the bankruptcy of Lehman Brothers and the government takeover of several other firms. The USD started with a positive note against the Euro in the beginning of 2009 when the US president Barack Obama stated his plans of stimulating economic growth by investing $775 billion over the next 2 years. However the currency movement largely depends on the economic data published by various central banks. This was also supported by the week data published in the Euro zone, such as the cut in interest rates, the drop in manufacturing sector Purchasing Managers Index and the rise in unemployment rates.[1](Currency Market Review) The optimistic view that the U.S Federal Reserve might increase interest rates in the near future and the rising debt levels in Greece which is expecting a helping hand from the ECB, have caused the USD appreciate against the Euro in the beginning of 2010[2]. (Forex Review) CONCLUSION The Dollar appreciated during the initial years after Euros introduction due to high interest and growth rates in the US which favoured high return investments in the US than the Euro zone. This was followed by a three year period where the USD depreciated to the 9/11 attacks and the war in Iraq. The Euro started to stabilize during this time period and its store in value increased. The Dollar began to be more stable after this period, till emergence of the subprime crisis. However, its progress was thwarted by the onset of the subprime crisis which sapped the value of the Dollar to 1.54$ per Euro, caused by interest rate cuts by the Federal Reserve, instability of the US financial markets, loose monetary policy and bankruptcies. After its shaky foray during the early years of the subprime crisis, the Dollar value is starting to regain against the Euro following the economic growth plans proposed by the US president Barack Obama and due to the high debt levels in Greece and an expe ctation of an increase in interest rates in future. However the Dollar value in the future remains to be highly unpredictable. Hong Kong should dismantle its fixed exchange rate peg with the US dollar. Instead it should peg its currency with the Chinese Renminbe (CNY) or allow its currency to float freely. Discuss. INTRODUCTION The Hong Kong Dollar (hereon HKD) is officially linked to the US dollar (hereon USD) at the rate of 7.8 HKDs to one USD. This fixed exchange rate peg with the USD which has been in existence since 17th October 1983, ensures the HKDs stability against major world currencies which is an advantage to Hong Kong. This stability plays an important role in maintaining the external trade in goods and services which is equivalent to around three times its gross domestic product (GDP). The linked exchange system is effective in Hong Kong because of its flexible and responsive economy, the strong and solvent banking system, prudent fiscal policy followed by the government and the large amount of foreign reserves possessed by the country to maintain the link. (Yam, 2005) The Hong Kong Financial Secretary has determined that, the structure of the monetary system shall be characterised by Currency Board Arrangements. As stated by Officer (1989, 1993), currency board is an invention in which t he activities of the market participants determine the exchange rate, instead of depending on the government to manipulate the exchange rate through foreign exchange controls or direct selling of foreign currencies by the central bank. According to Schwartz (1993) and Williamson (1995), A currency board issues cash with 100% foreign exchange reserves backing at a fixed exchange rate against a designated currency. Hong Kong used Silver dollars as legal tender till 1935, and then the HKD was fixed to the British pounds until 1972 and then it was fixed to the USD for the following two years. HKD was allowed to float freely during the time period 1974-1983 and it was re-pegged to the USD in 1983 again. This can be summarized in the following table. This report will discuss and analyse the implications if the Hong Kong Monetary authority decide to dismantle HKDs peg with the USD and re-peg to the Chinese Renminbi or allow it to float freely. The link adopted by Hong Kong has bee n functioning smoothly in the highly volatile market which consisted of the Hong Kong stock market crash in 1987, the 1990 Gulf War, the 1997/1998 Asian financial crisis and the current subprime crisis. The stability of the HKD to external shocks can be shown by the following diagram, Kennedy (2003), summarized that providing a nominal anchor to a monetary policy, encouraging trade and investment, precluding competitive depreciation and avoiding speculative bubbles as the four main advantages of maintaining a fixed exchange rate and he also stated that giving independence to monetary policy, allowing automatic adjustment to trade shocks, retaining seigniorage and lender- of- last- resort capability and avoiding speculative attacks as the four advantages of freely floating exchange rate. As stated by Kennedy (2003), under the linked exchange system followed by Hong Kong, fluctuation in the value USD can cause needless volatility in Honk Kongs international price competitiveness . This can be supported by Chan and Kwan (1998), who stated that the devaluation of the Taiwan Dollar in October, 1997 initiated a series of speculative attacks on the Hong Kong Dollar. Many politicians and economists argued that Hong Kong should give up its peg with the USD as it has already lost its international competitiveness after many years of inflation. Hong Kong also faced many problems in maintaining their peg to the USD, when the dollar appreciated against the Euro and the Yen between the time period 1995-2001.Hong Kongs foreign reserves as at October, 1998 amounted to US$ 8 billion, which was the worlds third largest (Rogoff, 1998) which made it very strong to withstand speculative attacks. At the same time Hong Kong is the only Asian country with a currency board that got through the 1990s successfully. As cited by Tsang (1998), a floating exchange rate regime will cause a considerable amount of instability and uncertainty in a small open economy as Hong Kong because it would not allow for much monetary autonomy. This can also be supported by Hausmann et all (2000) who stated that, the high level of internal flexibility of Hong Kong to absorb external shocks makes it more suitable for a hard peg than a floating exchange regime. As summarized by Rogoff (1998), Hong Kongs ability to support its currency relies on Chinas willingness to put stability on the HKD above all other foreign exchange reserves. As stated by Cheng et all (1999), one of the important goals of Hong Kong, is to become the national financial center of China. The massive capital inflows from China to Hong Kong does not depend only on Hong Kongs legal and financial systems but it is largely because of its peg with the USD which is an international currency. If Hong Kong decides to dismantle its peg and float its currency freely, Hong Kongs attractiveness as Chinas financial center might decline considerably. Suttle and Fernandez (2005) stated that, Hong Kong would have to f ace a big challenge if it dismantles its peg with the USD because it would have to develop an exiting strategy from the USD peg and it would have to develop a full monetary union with China. Therefore if Hong Kong dismantle its peg with the USD and floats it currency freely, it would have to pursue an independent monetary policy which will not have the same clarity and effectiveness as the Linked Exchange Rate System. Re-pegging the HKD with the CNY is one of the most popular theories and a lot of research and arguments have been done on this topic. As stated by Greenwood (2009), In the past it was silver, in the future it may become the Renminbi, but that depends on how quickly China moves to full convertibility. Hong Kong monetary authority has injected more than 25.8 billion USD into the financial system in 2009 to maintain its currency peg with the USD, as funds pour into the city from China, which is the worlds fastest growing economy.[3] As stated by Dean and Eslake (200 7), Hong Kongs economy and financial system is becoming increasingly linked with China, but right now there are too many restrictions in replacing the USD with the CNY because the CNY can be traded only by exporters and importers which means it is only convertible on the current account. Hong Kong would not be able to peg its currency with the CNY unless it becomes fully convertible both on current and capital accounts. This seems to be a long term proposition. If Hong Kong pegs its currency with CNY despite this problem, it would affect Hong Kongs position as a global financial centre. It may increase the risks faced by Hong Kong, where there could be rapid increase in interest rates and a banking sector crisis. The HKD CNY peg might be possible when the Renminbi becomes fully convertible but as Greenwood (2009) said I dont think thatll happen quickly. This is not possible in the near future; it is only feasible in the long run. CONCLUSION As summarized by Mussa et al (2000), no single exchange rate regime is suitable for all countries due to the different economic situations and the various roles played by them in the global financial markets. Considering the Hong Kongs global financial position, the massive capital flows from China, issues with the exit strategy from the Dollar peg, compatibility issues, and the CNYs convertibility, it can be concluded that dismantling the peg with the USD and letting the currency to float freely is not advisable while the re-peg with the Chinese Renminbe might be possible only in the long run. The 27 year Linked Exchange Rate system followed by Hong Kong which withstood many major external shocks remains to be the best option currently available for Hong Kong. Page 2 https://www.iamtn.org/content/currency-market-review-1 https://www.forexhelp.com/article/1450 www.bloomberg.com

Opinions Essay Topics - Know How to Choose

<h1>Opinions Essay Topics - Know How to Choose</h1><p>If you are going to compose a first-time supposition paper, at that point you will need to find out about the best subject to utilize. The explanation is that various individuals have various interests, needs, and sorts of characters. Consequently, you will need to see points that are going as a solid match for you. This article will give you some supportive data about feeling paper topics.</p><p></p><p>First, it is critical to comprehend the diverse kind of points that are accessible. For instance, a school paper would most likely be an extraordinary point for a supposition exposition. Then again, a big name would not be a generally excellent decision on the grounds that numerous individuals don't have any enthusiasm for VIPs. Then again, a big name who was known for an embarrassment may be a superior decision in light of the fact that numerous individuals are interested about what happen ed to them.</p><p></p><p>Next, you will need to settle on what sort of subject that you will compose. Would you like to compose an immediate sentiment? Or on the other hand is this something different? You should ensure that your point isn't too pessimistic in light of the fact that individuals would not have any desire to peruse something that was excessively negative. Then again, they would prefer to peruse a positive anecdote about something they are keen on or have an enthusiasm for themselves.</p><p></p><p>One last thing that you will need to know is the way to compose an assessment exposition. There are various themes that you can use for this. A few people are keen on expounding on their own encounters or those of others. Nonetheless, the main issue with this is they won't have the option to really relate the story to others since they can't sympathize relate to the next individual's life.</p><p></p><p>On the other hand, on the off chance that you are hoping to relate a story to a particular topic, at that point you will need to know the principles about how to do this. To do this, you will need to discover somebody or a spot that will assist you with finding the theme that you are keen on. These may incorporate perusing articles about various subjects, utilizing the Internet, or in any event, approaching loved ones for a point. Since you are attempting to compose a feeling exposition, you should ensure that the subject is something that you are enthusiastic about.</p><p></p><p>After you have decided the point that you need to utilize, you should figure out how to keep a solid topic all through the whole article. This implies you will need to not include an excessive amount of data one after another and that you will need to keep the tone of the article conversational. On the off chance that you need to get into the better purposes of composing a conclusion e xposition, at that point you will need to take the guidance that you find in different assets that will assist you with building up your skill.</p><p></p><p>A first-time feeling article is in every case hard to compose, however there are things that you can do to make the procedure simpler. You should ensure that you compose the article dependent on a point that you see as energizing. You will likewise need to decide a topic for your paper so you can get the best focuses across to the reader.</p><p></p><p>It is critical to recollect that there are numerous feeling article themes out there. Much the same as you can discover numerous individuals who are keen on expounding on explicit subjects, you can discover numerous individuals who are keen on expounding on a particular topic.</p>

Important Tips For Choosing Essay Samples

Important Tips For Choosing Essay SamplesWith so many different kinds of essays, it is hard to know where to start when trying to find the best essay samples. There are thousands of them available and they are all for sale. When trying to decide which one to buy, you may feel overwhelmed by the options. How do you know which one is right for you?The main factor that should determine your choice is how long you need the help. For a short assignment, you may be able to get by with purchasing essays from the publisher and have them write the paper for you. If the writer is one who has a great deal of experience in the subject, you might be able to find someone who will do it for you. However, if the essay is a lengthy one, you should probably take the time to review some samples.You should also look at the writer's expertise, because this will determine how much they need guidelines and style guidelines. Some essay samples that you will find online will have a lot of information about t hem already included, while others will not. Check the sample first to make sure you understand what is being said. Look for examples of different types of essay examples.It can be tempting to choose the essay samples that have a lot of great things to say about them, but not many of them have anything written in the essay itself. This can be frustrating for the writer. So, before you buy, you should find out how much the writer actually uses the essays.It may be a good idea to ask for an example of a regular essay before making any purchases. This will give you a better idea of what the sample is going to be like. If you get one that is not the type you need, you may not be happy with it.You should also read the samples carefully and determine if you are comfortable with the writer. If there are any grammatical or spelling errors, you should be able to find these by looking at the sample. Make sure that you understand everything that is being said, because you will need to be clear and precise when the essay is due in the next few weeks.Remember that the essay samples that you choose will be a part of your educational portfolio. That means that you need to be confident in your abilities to write effectively. If you can be sure that you understand what the writer is saying, you will be able to get through your assignments confidently.GRE writing is a difficult subject to master, but with the correct tools, you can master it. It is not the same as writing a few college essays in high school. You can't rely on the good writing skills you developed in middle school, so you need the help of others when you need it.

Essay Topics for the Illiad College - How to Find the Best Ones!

<h1>Essay Topics for the Illiad College - How to Find the Best Ones!</h1><p>The Illiad College paper subjects give understudies a brilliant chance to exceed expectations in their scholastic undertakings. These papers are tied in with utilizing your imaginative and coherent aptitudes to create clear, succinct papers that will be acknowledged by your school or college. It is a preferred position to expound on these points since it causes you to meet your goals.</p><p></p><p>First of all, you need to choose what type obviously you need to take, and afterward figure out what sort of work you will do while you are contemplating. A few people simply need to concentrate hard and get a high evaluation on their assignments, however a few people need to accomplish increasingly, for example, instructing, acting in a play, or in any event, accomplishing humanitarian effort. Accordingly, these paper subjects for the Illiad College courses are about the so rt of things you will do while you are taking your classes.</p><p></p><p>Second, you have to decide whether you will compose for a class venture. This is significant on the grounds that they can assist you with deciding whether you will require a teacher's assistance when you start. On the off chance that you are as of now going to have the option to compose without depending on another person, at that point you should definitely know whether you will require an educator's help.</p><p></p><p>Then, you have to ensure that the Illiad College article themes that you decide to suit your character and style. On the off chance that you experience difficulty with accentuation, you should consider including the article point alternatives that utilization broadened accentuation. There are additionally paper subjects that utilization standard, boldface letters in a text style that will stand apart on the page.</p><p></p><p&g t;Then, these article points ought to be anything but difficult to peruse. You would prefer not to exhaust yourself on a troublesome subject since you will wind up making your exposition dull. It is greatly improved to pick exposition points that permit you to unwind and peruse them as a relaxation action, rather than taking a shot at them for long hours.</p><p></p><p>Lastly, you ought to pick the Illiad College article subjects that are identified with the subject of your group. For instance, on the off chance that you were taking General Science at the Illiad College, you could pick points about water, hydrology, or meteorology. A portion of these courses offer wide going points, while others are increasingly explicit to the subject of the class.</p><p></p><p>Students must gander at each Illiad College exposition themes cautiously before they decide to present their own article. It would be simpler for them on the off chance that the y simply go on the web and take a gander at the various expositions different understudies have composed. In any case, this isn't the best method to pick the suitable paper points for you.</p><p></p><p>Now that you have a superior thought of how you can pick the fitting article themes for your Illiad College classes, you will have the option to begin right away. Soon you get the entirety of your assignments completed, and you will feel increasingly loose about your activity. Great luck!</p>